Bridgeport, Connecticut, Commercial Law and Bankruptcy Lawyers
Providing solutions to overwhelming debt
Especially in our poor economy, where jobs are unavailable or pay significantly less than previously, mounting debt can begin to feel unmanageable and overwhelming. At Ignal, Napolitano & Shapiro, P.C., our attorneys bring the knowledge and to help you take control of your debt so that you can take control of your life.
Negotiators of debt relief options
At Ignal, Napolitano & Shapiro, P.C. in Bridgeport, we want what is in your best interest, which is not always bankruptcy. When bankruptcy is not your best option, our experienced negotiators at Ignal, Napolitano & Shapiro, P.C. step in on your behalf to persuade creditors to lower your debt and accept more-reasonable monthly payments.
Experts in debt analysis
At Ignal, Napolitano & Shapiro, P.C., we truly listen to your needs and thoroughly analyze your case to determine if bankruptcy offers the most effective way to ease your financial burden. We review your debts, income, and expenses, and we explain the ultimate impact that bankruptcy would have on your family, business, home and future credit. We answer all your questions about the bankruptcy process and the outcomes that you should expect. Our compassionate approach to bankruptcy leaves no surprises. Attorney Roberta Napolitano is a bankruptcy practitioner known and respected for her knowledge of this complicated area of law.
Reprieve through automatic stay
Creditors’ aggressive collection methods unfairly compound the stress of escalating debt. You can put an end to the constant harassing phone calls and letters that are meant to intimidate you into paying debts you cannot afford. As soon as you file for bankruptcy, creditors must immediately stop collections efforts, including those distressing letters and phone calls. Your attorneys then deal with your creditors so that you can regain your peace of mind.
Your bankruptcy options in Connecticut:
- Chapter 7 bankruptcy – If you and your spouse own few assets and earn relatively low wages, Chapter 7 bankruptcy is available to provide relief from your debts through liquidation of your assets. Because many household and personal items are exempt from bankruptcy liquidation, you can make a fresh start with limited disruption to your life.
- Chapter 11 bankruptcy – If you own a corporation, partnership, or sole proprietorship, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan. The Chapter 11 option helps you escape debt without losing the business that you struggled so hard to build.
- Chapter 13 bankruptcy – Chapter 13 bankruptcy enables you to prevent your lender from foreclosing on your home. If you and your spouse have substantial incomes, but sudden illness, job loss or another unexpected circumstance has interfered with your ability to pay your debts, Chapter 13 bankruptcy permits you to pay debts over time in smaller amounts.
Connecticut Commercial Law Firm
The commercial marketplace is continually changing. Businesses in the 21st century need an experienced commercial law attorney to guide them as commercial and legal trends impact their interests.
Our firm represents business clients in all types of commercial matters throughout Connecticut. Our lawyers draft and help enforce business contracts of every type, and we litigate when a contract has been breached. We explain to clients their rights and responsibilities that are related to each document and transaction.
The firm’s commercial law services include:
We want the best for our clients. Sometimes, this means negotiating a resolution outside of court. At other times, litigation is required. In either instance,Ignal, Napolitano & Shapiro, P.C. strives to provide effective, efficient representation.
Contact bankruptcy and commercial law attorneys you can trust
To schedule your free consultation, callIgnal, Napolitano & Shapiro, P.C. at 203-333-1177, or contact us online.